Lab Testing Benefits

Lab Card

Offered through Quest Diagnostics®, the Lab Card® program allows employees and their eligible dependents the option of having all covered outpatient laboratory testing done at no cost.  Nippon Life Benefits® pays the full amount of covered and approved laboratory services - which means employees incur no deductibles, copayments, or coinsurance costs.

Lab Card Select

The Lab Card® Select program offers discounted outpatient laboratory testing to customers with High Deductible Health Plans (HDHP).

General Information

In order to use these optional programs, the employee's physician must order the testing and all services must be covered and approved by the employee's health care plan.  Quest Diagnostics utilizes fully accredited, certified, and licensed facilities that perform most diagnostic outpatient laboratory tests ordered by a treating physician and covered by a Nippon Life Benefits plan.

Included are:

  • Blood, cholesterol, and urine tests
  • Pap smears
  • Biopsies
  • Cultures
  • Other cytological and pathological tests
  • And more

For additional details, check out the information below or visit the Lab Card website.